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Terms and Conditions

The owner of this website is Infoempresa Europa S.L. (hereinafter, "Infoempresa"), a commercial company incorporated in Spain and registered in the Mercantile Registry of Madrid in Volume 31,282, Folio 153, Section 8, Sheet M-563072, with NIF number B-86777117 and with registered office at Torre Europa, Paseo de la Castellana, 95, Planta 16ª, 28046, Madrid.

1) Registration as a user

Prior to formalizing the purchase of any of the products offered by Infoempresa, the user must provide the personal data required for this purpose. The user may only contract and place orders if they are of legal age. Otherwise, the responsibility for orders placed by minors will be borne by the parents or legal guardians of the minor.

Infoempresa may offer the user a personal registration system via email (login) and password to facilitate future purchase operations.

The user undertakes to ensure the confidentiality of their credentials. Infoempresa shall be exempt from any liability derived from the incorrect or negligent use of the access keys.

2) Information about products and services

Infoempresa offers the following products and Subscription plans:

2.1 Products

A.- Full company report

Report prepared by highly qualified personnel containing identification data of the company and an advanced economic analysis. Price: 59,95€ (VAT not included).

B.- Annual Accounts

Official documents deposited by each company in the Mercantile Registry, offered without modification. Basic price in PDF format: 34,95€ (VAT not included).

C.- Directors' report

Free report on a specific executive, which expands the information available on the website, including data on the companies where they hold and/or held office.

D.- Basic company report

Report with the main identifying, legal, and financial data of a company. Price: 11,95€ (VAT not included).

3) Available payment methods and delivery/contract execution timeframes

Infoempresa accepts the following payment methods for the acquisition of its products and services:

a) Credit and debit card

Visa and Mastercard cards are accepted. Processing is carried out through Stripe Payments Europe, Ltd. (The One Building, 1 Grand Canal Street Lower, Dublin 2, Ireland). Authentication is performed in accordance with the Strong Customer Authentication (SCA / 3D Secure) requirements established in Royal Decree-law 19/2018, of November 23, on payment services. In no case will Infoempresa store or process the user's card data.

b) PayPal

The user can pay through their PayPal account. Processing is managed by PayPal (Europe) S.à r.l. et Cie, S.C.A., with registered office at 22-24 Boulevard Royal, L-2449 Luxembourg. The user will be redirected to the secure PayPal environment to complete the payment. Infoempresa does not store or process the user's PayPal account data.

c) General purpose digital wallets (wallets)

The following digital wallet type payment methods are generally available for users in Spain and the European Union. Processing is carried out through Stripe Payments Europe, Ltd.:

  • Google Pay — service of Google Ireland Limited (The Gasworks, Barrow Street, Dublin 4, Ireland, EU).
  • Apple Pay — service of Apple Distribution International Ltd. (Hollyhill Industrial Estate, Hollyhill, Cork, Ireland, EU).
  • Amazon Pay — service of Amazon Payments Europe S.C.A. (38, avenue John F. Kennedy, L-1855 Luxembourg, EU).
  • Revolut Pay — service of Revolut Bank UAB (Konstitucijos pr. 21B, LT-08105 Vilnius, Lithuania, EU), authorized as a credit institution by the Bank of Lithuania and the European Central Bank.

Payments through these wallets are processed in accordance with the Strong Customer Authentication (SCA) requirements of the current payment services regulations. Infoempresa does not store or access the payment data registered in said wallets.

d) Local payment methods conditioned on geographic availability (wallets)

In addition to the general purpose wallets in the previous section, Infoempresa has enabled the following local payment methods through Stripe. These methods will only be displayed to the user when the payment processing system considers them eligible based on their geographic location, currency, and type of device:

  • Samsung Pay — service of Samsung Electronics Co., Ltd. (129, Samsung-ro, Yeongtong-gu, Suwon-si, Gyeonggi-do, South Korea). Available mainly for users with Samsung devices accessing from South Korea.
  • Kakao Pay — service of Kakao Pay Corporation (166, Pangyoyeok-ro, Bundang-gu, Seongnam-si, Gyeonggi-do, South Korea). Available mainly for users with an active account in said service and access from South Korea.
  • Naver Pay — service of Naver Financial Corp. (6, Buljeong-ro, Bundang-gu, Seongnam-si, Gyeonggi-do, South Korea). Available mainly for users with an active account in said service and access from South Korea.
  • Payco — service of NHN Payco Corporation (203, Teheran-ro, Gangnam-gu, Seoul, South Korea). Available mainly for users with an active account in said service and access from South Korea.
  • MobilePay — service of Vipps MobilePay AS (Dronning Eufemias gate 11, 0150 Oslo, Norway), an electronic money entity supervised by the Finanstilsynet (Financial Supervisory Authority of Norway). Available mainly for users in Nordic markets (Denmark, Finland, Norway).
  • MB Way — service of SIBS — Sociedade Interbancária de Serviços, S.A. (Portugal, EU). Available mainly for users with a Portuguese bank account.

The availability of the previous methods is not universally guaranteed. Infoempresa is not responsible for the unavailability of these methods for a specific user in the event that the eligibility requirements are not met.

e) Local bank payment methods (bank redirects)

The following methods involve a secure redirection to the user's banking environment to complete the payment by transfer or direct debit from their current account. Processing is carried out through Stripe Payments Europe, Ltd.:

  • Bancontact — standard method of bank debit in Belgium, managed by Bancontact Company (Brussels, Belgium, EU). Available for users with a Belgian bank account.
  • BLIK — Polish payment method via a code generated in the user's banking application, operated by Polski Standard Płatności S.A. (Warsaw, Poland, EU). The charge is made directly to the user's bank account.
  • EPS (Electronic Payment Standard) — Austrian online banking payment method, managed by PSA Payment Services Austria GmbH (Handelskai 92, Gate 2, 1200 Vienna, Austria, EU). The payment is processed as a direct bank transfer.
  • Multibanco — standard banking method in Portugal, managed by SIBS — Sociedade Interbancária de Serviços, S.A. (Portugal, EU). The user receives a payment reference that they can settle from their online banking, ATM, or banking application within the period indicated on the screen.

f) Klarna — Deferred payment and consumer financing (BNPL)

Infoempresa offers the Klarna service, provided by Klarna Bank AB (publ), with registration number 556737-0431 and registered office at Sveavägen 46, 111 34 Stockholm, Sweden, a credit institution authorized and supervised by the Swedish Financial Supervisory Authority (Finansinspektionen).

Depending on availability and user profile, Klarna may offer the following modalities:

  • Immediate payment using a card registered in the Klarna account.
  • Payment in 30 days ('Pay later'): the amount is charged to the user 30 days after the purchase.
  • Fractional payment: the amount is divided into monthly installments. This modality may constitute a consumer credit contract under the terms of Directive (EU) 2023/2225 on credit agreements for consumers.

The selection of any Klarna modality implies the acceptance of Klarna's own Terms and Conditions and Privacy Policy. Infoempresa is not part of the contractual relationship between the user and Klarna regarding financing. Access to deferred or fractional modalities is subject to the creditworthiness assessment that Klarna performs independently; Infoempresa does not influence nor is responsible for such decisions.

g) Link (Stripe)

Link is Stripe's accelerated payment service that allows users with a Link account to complete the purchase automatically with their previously saved payment data. Processing is carried out by Stripe Payments Europe, Ltd. under the same security and strong customer authentication standards as card payments.

4) Right of withdrawal and return policy

The user will lose their right of withdrawal when acquiring any of the Financial Reports or Annual Accounts, as it is a case of exception included in article 103.m) of Royal Legislative Decree 1/2007, of November 16 (LGDCU). However, if the user receives a report different from the one requested due to an error by Infoempresa, they may contact us to correct it as soon as possible.

5) Liability of Infoempresa

Infoempresa is not obliged to verify the accuracy of the information obtained from public sources and will not assume any liability for its incorrectness or inaccuracy.

The information referring to natural persons only makes reference to their business activity or position and must be used exclusively within the framework of the company they represent. Infoempresa does not offer personal data of natural persons in the strict sense.

The user accepts that the information provided is for guidance purposes. The reports are exclusively for internal and personal, non-commercial use, and may not be reproduced, published, or redistributed without the express authorization of Infoempresa.

6) Industrial and Intellectual Property Rights

The industrial and intellectual property rights (trademarks, logos, texts, photographs, icons, images, graphic design, source code, etc.) contained in this Website are the property of Infoempresa and are protected by Spanish and international legislation. Without prior consent of Infoempresa, it is not permitted to use, copy, distribute, reproduce, transmit, or manipulate said contents beyond what is necessary for visiting the page and using the services offered.

7) User customer service

For any query, you can contact us at: contacto@infoempresa.com.

8) Use of artificial intelligence systems

The content published on the blog of this website may be generated or assisted by artificial intelligence (AI) systems. Its sole purpose is informative and does not constitute professional or legal advice. Although reasonable efforts are made to review and update the information, the content may contain errors, inaccuracies, or may not reflect current regulations, so it must be verified before making any decision based on it.

9) Dispute resolution

Infoempresa is adhered to Confianza Online (NIF G85804011, Carrera de San Jerónimo, 18, 4º 1, 28014 Madrid), competent for the alternative resolution of disputes in matters of digital advertising and data protection (https://www.confianzaonline.es/como-reclamar/).

Likewise, you can access the EU online dispute resolution platform at: https://ec.europa.eu/consumers/odr/.

Last updated: 12 June 2026